Accident Insurance



Union Advantage Accident Insurance offers you full, 24-hour protection against accidents.

Regardless of your health history, you are covered:
+ On or off the job
+ At home
+ Travelling on business or vacation

Members of Union Savings affiliate organizations can take advantage of this comprehensive accident insurance plan with exclusive union member benefits.

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As a member of a Union Savings affiliate organization you may be eligible for $5,000 of accident insurance coverage FREE for 1 year, just for registering.


✓ Automatic eligibility for all members between 18 and 74
✓ Coverage available for spouses and children
✓ Up to $100,000 benefit in case of disability
✓ Up to $50,000 benefit in case of accidental death
✓ Up to $36,500 for hospitalization

Your low-cost coverage could start for less than 0.35¢ per day.

Union Savings, in partnership with Chubb, is pleased to provide a unique, value-added service that empowers individuals who are dealing with funeral-related issues.

Who is Everest?

Everest is an independent consumer advocate who works on your behalf. Everest’s sole purpose is to provide the information you need to make the most informed decisions about all funeral-related issues, and then put those wishes into action.

You’re never locked into a decision because Everest’s funeral advisory services can be used at any funeral home across North America. Everest is an impartial consumer advocate, not a funeral home. Everest does not sell funeral goods or services, nor does Everest receive any commissions from funeral homes or other service providers in the funeral industry. With Everest, you are removed from a sales-focused environment allowing you and your family to make well informed and confident decisions during a stressful time.

Everest offers both pre-planning and at-need services at or near the time of need. Everest’s online planning tools help you prepare for the future. At need, services include price negotiation assistance and communicating the family’s wishes to the funeral home. And, Everest advisors are available by phone 24/7.

Everest’s services include:

Pre-Planning Services
+ 24/7 ADVISOR ASSISTANCE – To discuss funeral planning issues
+ PRICEFINDERsm RESEARCH REPORTS – The only nationwide database of funeral home prices
+ Detailed, local funeral home price comparisons

Online Planning Tools
+ Personal Profile
+ 10 Key Decisions Planner
+ “My Wishes” Planning Guide
+ Reference Guide

At-Need Services
+ Family assistance and plan implementation
+ Communicate the Personal Funeral Plan to the funeral home; removing the family from a sales-focused environment
+ Provide 24-hour assistance throughout the funeral process
+ Negotiation assistance
+ Gather pricing information and present it to the family in an easy-to-read format
+ Negotiate funeral service pricing with local funeral homes
+ Help the family compare prices of caskets and other products

+ A secure, cloud-based data vault for storing personal information