Critical Illness Insurance



The Union Savings Enhanced Critical Illness Insurance Plan is the easy and affordable way to assist in your recovery and your family’s security – at rates, you can afford.

A critical illness can strike suddenly and without warning and can put more than just your health at stake. Critical illness rates in Canada continue to rise – in fact, each year:

+ 70,000 Canadians suffer a heart attack
+ Over 145,000 Canadians are diagnosed with cancer
+ Over 40,000 Canadians suffer a stroke

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The good news is, survival is more likely than ever before. With advances in medical technology and healthier lifestyles, Canadians are now surviving critical illnesses that were at one time, life-threatening. Thankfully, 80%* of hospitalized heart patients survive and an equal percentage of stroke patients survive the initial event.


✓ Receive a lump sum payment!
When diagnosed with one of the 21 Critical Illnesses covered, the Enhanced Critical Illness Insurance Plan provides you with a lump sum payment to use in any way you wish. You may seek alternative treatment elsewhere, modify your home, or even take a well-needed vacation.

✓ Choose the level of coverage that’s best for you.
You choose how much coverage you need – $25,000, $50,000, $75,000 or $100,000. You just need to answer a few straightforward medical questions.

✓ Affordable Monthly Premiums.
Premiums are based on your age, sex and smoking status.

The Union Savings Enhanced Critical Illness Insurance helps with expenses so you can focus on recovery. Recovery times can be long and expenses not covered by your provincial health plan could cost thousands of dollars.